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IMF loans are short and medium term and funded mainly by the pool of quota contributions that its members provide.

IMF staff primarily constitutes of economists with wide experience in macroeconomic and financial policies.

The SDR is an international reserve asset, created by the IMF in 1969 to supplement its member countries’ official reserves. SDRs can be exchanged for freely usable currencies. The value of the SDR is based on a basket of five major currencies—the US dollar, the euro, the Chinese renminbi (RMB), the Japanese yen, and the British pound sterling.

Quotas: A member country's quota determines its maximum financial commitment to the IMF, its voting power, and has a bearing on its access to IMF financing. When a country joins the IMF, it is assigned an initial quota in the same range as the quotas of existing members of broadly comparable economic size and characteristics. Quotas are denominated in Special Drawing Rights (SDRs), the IMF’s unit of account.

The largest member of the IMF is the United States, with a current quota (as of March 2017) of SDR82.99 billion (about US$118 billion) and 17.46 % of vote, and the smallest member is Tuvalu, with a quota of SDR2.5 million (about US$3.5 million).