Should large UCBs be converted into commercial banks?

Also, when UCBs become large and spread in different states, the cohesion required among members diminishes due to lack of familiarity and commercial interests overtake the collective welfare spirit. Also some UCBs are even bigger than the smaller commercial banks in terms of deposits, advances, and total assets. So, RBI should have more powers over it like any other commercial bank because its failure may greatly impact economy. Thus, they should be converted to commercial banks as also recommended by Gandhi committee report .