5. RBI has recently classified some banks as 'Domestic Systemically Important Banks' (D- SIBs). What is the rationale behind this move? Examine the possible implications of this step.

Approach:

♤ Introduce with the concept of D-SIBs and background.

♤ Explain the reasons for this move in detail.

♤ List both positives and negatives associated with the step.

♤ Conclude with a balanced opinion.