Role of JAM

For effecting direct cash transfers, government must be able to identify beneficiaries;. transfer money to beneficiaries; and beneficiaries must be able to easily access their money.

♤ Aadhar helps in beneficiary identification.

♤ Jan Dhan Yojana increased people with bank accounts. It enables transferring money to intended beneficiaries.

♤ The Mobile money payments technologies enable beneficiaries to access their money.