6. Even though the Pradhan Mantri Jan-Dhan Yojana is an accelerated effort towards financial inclusion, mere opening of bank accounts will not transform into financial inclusion in India. Analyse.

Approach:

♤ Briefly explain the objectives of Prime Minister’s Jan Dhan Yojana towards financial

inclusion.

♤ Explain the issues to be dealt in addition to opening of bank accounts in order to achieve financial inclusion in India.

♤ Conclude positively with a way forward.